Homes Under $400K in Denton County, Including New Construction (2026)
By Brent Reiter, REALTOR® · Last updated November 5, 2026
Yes, there's plenty of new construction under $400K in Denton County. In the past 12 months, 1,944 newly built homes sold for $400,000 or less, at a median of about $320,000 for about 1,840 sq ft. Aubrey, Denton and Pilot Point had the most, and Providence Village and Pilot Point had the lowest medians, about $265,000 to $276,000. Here's where your budget goes furthest, and where it doesn't stretch as far.
The Big Picture
Denton County home values have actually softened slightly over the past year even as the median stayed relatively elevated — homes are taking a bit longer to sell than they did last year, and active listings are up significantly, giving buyers more selection and more time to make decisions than in recent years. That said, this varies a lot by price point: homes priced right around the $400K mark in desirable, well-located areas can still move fast, sometimes generating multiple showings within hours of listing. Don't assume "more inventory countywide" means "no urgency" on the right property.
Where Your $400K Goes Furthest
City of Denton
Citywide median around $380,000–$385,000. Denton itself prices well below the county average, and within the city, some neighborhoods offer even more room. The Sedna neighborhood, for example, has a median around $320,000 — Denton's most affordable tracked neighborhood, and one that's appreciated sharply as buyers catch on to the value. A $400K budget in Denton proper generally puts you at or above the citywide median, giving you real selection.
Pilot Point
Average home prices around $322,000. One of the more affordable cities in the entire county, with small-town character and more breathing room for the money compared to the county's northern growth corridor.
Sanger, Krum, and Justin
These smaller cities on the county's western and northwestern edges generally price below the Denton County median, offering a mix of established homes and newer construction at more accessible price points than Frisco-adjacent areas.
Aubrey and parts of Ponder
Growing areas with a mix of older rural-residential properties and newer construction — pricing varies significantly by specific neighborhood and lot size, but sub-$400K inventory exists here, particularly outside the newest master-planned sections.
New Construction Under $400K in Denton County
New construction under $400K is easy to find in Denton County. Of the 1,944 new homes that sold at that price, 717 closed under $300,000, 665 between $300,000 and $350,000, and 562 between $350,000 and $400,000. About 750 had 2,000 sq ft or more.
Where new homes under $400K sold
| City | New homes sold under $400K | Median price | Most sold between | Typical size |
|---|---|---|---|---|
| Aubrey | 445 | $301,000 | $274,000–$332,000 | 1,790 sq ft |
| Denton | 367 | $336,000 | $300,000–$369,000 | 1,820 sq ft |
| Pilot Point | 266 | $276,300 | $245,000–$318,000 | 1,760 sq ft |
| Providence Village | 206 | $265,000 | $244,000–$330,000 | 1,600 sq ft |
| Fort Worth (Denton County part) | 206 | $340,000 | $324,000–$358,000 | 1,880 sq ft |
| Justin | 160 | $358,700 | $329,000–$385,000 | 1,950 sq ft |
| Little Elm | 95 | $355,800 | $309,000–$380,000 | 2,060 sq ft |
| Sanger | 59 | $320,000 | $298,000–$350,000 | 2,110 sq ft |
| Haslet | 58 | $360,000 | $340,000–$375,000 | 2,130 sq ft |
| Ponder | 34 | $310,400 | $292,000–$328,000 | 1,570 sq ft |
Medians cover only new homes that sold for $400,000 or less.
Aubrey had the most new homes under $400K, and Pilot Point and Providence Village had the lowest medians. In Justin, Little Elm, Sanger and Haslet, the typical home was larger, about 1,950 to 2,130 sq ft, but prices ran closer to $360,000.
Busiest new-home communities under $400K
| Community | City | Sales under $400K | Median price | Typical size |
|---|---|---|---|---|
| Silverado | Aubrey | 219 | $307,600 | 1,840 sq ft |
| Mobberly Farms (all sections) | Pilot Point | 181 | $270,000 | 1,720 sq ft |
| Lonestar at Liberty Trails | Fort Worth | 175 | $332,000 | 1,830 sq ft |
| Foree Ranch | Providence Village | 168 | $259,000 | 1,540 sq ft |
| Highpointe Ranch | Aubrey | 159 | $275,000 | 1,720 sq ft |
| Madero | Haslet | 91 | $365,000 | 2,130 sq ft |
| Monarch at the Meadows | Denton | 81 | $303,600 | 1,780 sq ft |
| Hickory Grove | Denton | 79 | $303,400 | 1,570 sq ft |
| Spiritas Ranch | Little Elm | 62 | $326,500 | 2,060 sq ft |
Prices held steady through the year. The quarterly median stayed between about $318,000 and $322,000 from late 2025 through September 2026.
Where $400K Is Tighter
Denton's premium neighborhoods
Montecito ($730K), Robson Ranch and Southridge (roughly $500K–$550K) — sit well above a $400K budget, though these are the exception rather than the rule within Denton city limits, not the norm.
Landmark by Hillwood
Denton's new 3,200-acre master-planned community near the Argyle border, is opening with pricing from the mid-$400s into the $500s+ across its builder lineup — a preview of where new construction pricing is trending in this corridor.
Where $400K Generally Doesn't Work
Frisco, Prosper, Southlake-adjacent Northlake, and Argyle are Denton County's priciest submarkets, driven by top-rated school districts and heavy new construction demand. Frisco carries the county's highest median listing price at roughly $735,000 — a $400K budget here means a significant compromise on size, age, or location, if it works at all. Flower Mound similarly sits well above the $400K range for most of its inventory.
Property Taxes: Don't Skip This Part of the Math
Denton's base combined tax rate (county, city, and school district) runs around 1.99% for many established addresses — but newer communities with Municipal Utility Districts (MUDs) or Public Improvement Districts (PIDs) can push effective rates into the 2.5%–3.5% range, adding real money to your annual bill on top of a similarly priced home in an older neighborhood. This is genuinely one of the most overlooked factors when comparing a $390K home in an established area against a similarly priced new-construction home in a MUD/PID community — the sticker price might match, but the monthly payment won't.
Make sure to file for your Texas homestead exemption as soon as you close — the recently increased $140,000 exemption meaningfully reduces the school-tax portion of your bill, but it's not automatic; you have to apply.
What a $400K Budget Actually Buys Right Now
At mortgage rates around 6.25% to 6.5%, a $400,000 home with 20% down runs about $1,970 to $2,020 a month in principal and interest. Add Denton County property taxes of about 2% and typical homeowners insurance, and a realistic total is roughly $2,800 to $2,900 a month. It can be higher in a MUD or PID community. Confirm your exact number with a lender before you start touring.
Bottom Line
$400K in Denton County works well in the city of Denton itself, Pilot Point, Sanger, Krum, and Justin — considerably less so in Frisco, Prosper, Argyle, or Flower Mound, where pricing runs well above the county median. Given how much county-wide numbers can obscure neighborhood-level reality (as the Denton-Argyle border example shows), the smartest move is getting real-time guidance on specific areas rather than relying on averages alone.
*Want to see current listings under $400K that match your priorities — school district, commute, lot size? Reach out and I'll put together a personalized list for your search.*
*Prices in this post reflect general market data as of 2026 and vary by source, specific property, and timing. Please feel free to contact me for current, accurate listing data for your search.*
New-construction figures are my analysis of NTREIS MLS data for single-family homes in Denton County built in 2025 or later and sold Nov. 1, 2025 to Oct. 31, 2026. Information is deemed reliable but not guaranteed.
Frequently Asked Questions
Where can I find homes under $400K in Denton County?
Top areas for finding homes under $400K include the city of Denton, Pilot Point, Sanger, Krum, and Justin.
What does $400K get you in Denton County?
In the current market, a $400,000 budget typically secures a comfortable home in suburban or rural-adjacent areas, but property taxes should be factored into your monthly budget, especially in MUD/PID communities.
Can you buy new construction in Denton County under $400K?
Yes. 1,944 new-construction homes sold for $400,000 or less in Denton County from Nov. 1, 2025 to Oct. 31, 2026, about half of all new-construction sales in the county. The median was about $320,000 for about 1,840 sq ft.
Where is new construction under $400K in Denton County?
Aubrey had the most sales, followed by Denton, Pilot Point, Providence Village and the Denton County part of Fort Worth. The busiest communities were Silverado, Mobberly Farms, Lonestar at Liberty Trails, Foree Ranch and Highpointe Ranch.
Do new-construction homes in Denton County have higher property taxes?
Often, yes. Many newer communities are in a Municipal Utility District (MUD) or Public Improvement District (PID), which can push the total rate to about 2.5% to 3.5%, compared with about 2% in many established areas. Compare the full monthly payment, not just the price.